--Abigail G., Berkeley, CA
Now, you can use a Maori side step to get the coverage you need. Best way to get info is either call me at 800-605-5024 or email me. Be sure to include your name, date of birth, and zip code.
I started this business 2 years ago in San Francisco. Never thought there were so many idiots rucking without insurance! Not only is business good, but I also blog about health insurance issues for Rugby players. Here's what I do:
- Health Insurance: Doctor Visits, Hospital Visits, the whole 80 minute Match
- Accident/Injury Coverage: If a Prop Falls on you...
- Team Group Insurance, for practices and games ONLY
- Tour Insurance, for going overseas, and players coming to America to play.
- Disability Insurance: For the white collar player who can't seem to hang up the boots.
- I won't sell you life insurance, but I'll help you find it.
I'm a reformed prop who now plays No. 9, so don't expect me to be very polite. Quick ruck or rolling maul, I'll get you the right coverage the way you want it. I only work with Ruggers, mostly because regular people suck. Plus, I can say things to Rugby Players that I can't say to civilians.
Bottom of a ruck, nobody wants to deal with _ucking insurance. That's why I created Rucking Insurance. (Hillarious story as to how RuckingInsurance.com got started)
Let me worry about this crap, so you can have a man-of-the-match game.
In life there comes a day when you reach an advanced age that you are no longer allowed to remain on your parent's insurance plan. For me, that time came at the advanced age of 22 and right in the middle of summer sevens. Rather than risk horrendous medical bills that may or may not have been inevitable(I am rather prone to accidents), I spoke with BMK, one who knows the power of rugby addiction, and hooked me up. Essentially, he is my crack dealer, and Rugby is my crack.
--Dawn K., San Francisco, CA
Info I need from You:
- Name
- Date of Birth
- Zip Code
Email this to save us BOTH time!
Call Kevin at 800-605-5024, email bmk@ruckinginsurance.com
MA, NY, VT, NJ, ME: These are guarantee issue states, so you best have insurance through your employer. I can offer VBA's 24 hour Accident Medical Coverage, but that's it.
- Health Insurance
- Accident Medical Coverage
- Team Group Insurance
- Tour Insurance
- Disability Insurance
- TEAM Training/Match Coverage
- Life Insurance Consultation
Disability Insurance: For the white-collar player who can't seem to hang up the boots!
HEALTH INSURANCE: If you don't have it, you're an Idiot!
The basic problem with health insurance in the US is that companies can't compete across state lines, since each state has it's own set of unique laws. It's bullshit. If you live in NJ, NY, NH, MA, or Vermont, don't even bother calling me, I won't work with anyone in those states because of the insurance laws.
The web savvy can find a quick, state-specific quote here, but if you want something personalized, I'll need your bday, zip code and a monthly budget.
If you're already paying for health insurance, are you taking advantage of a Health Savings Account, or HSA? If you don't have an HSA, I'll bet you're paying too much. Want more beer money? I blog a lot about HSAs. HMOs and PPOs will be gone in 5 years, so I'd jump on the HSA bandwagon now.
I had health insurance, but was paying too much for it. BMK sorted me out with coverage for less than two-thirds the price. And I've put it to good use with a dislocated elbow and a slipped disc in the past season, all of it covered. BMK has gone to bat for me with the insurance company every time I've needed him. I'm glad to have him on my team.
--Hugh K., San Francisco, CA
ACCIDENT MEDICAL INSURANCE: Cash to pay bills caused by Props!
This plan simply pays cash for your medical bills. (Use CA to quote) You can use this to pay your deductible, thus supplementing your existing insurance.
You can use this for your "out-of-town" teammates.
Lasty, if can't qualify for health insurance due to a pre-existing condition, or simply can't afford a regular plan, this will at least protect you for minor injuries.
Cover ranges from $2500 a year ($24.95/month for an individual) to $10,000 a year ($54.95/month for an individual), with a $100 deductible per incident. So if you have a $2,000 deductible, you can ensure you've got the cash to cover it for an extra 25 bucks a month. Ask me how you can also write off this expense on your taxes!
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Team Group Insurance
I work with Nationwide and AIG for Under 19 sides. This is complicated stuff, so a phone conversation is necessary. 800-605-5024
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Tour Group Insurance
Again, this requires a phone conversation, since the ages of your players (youth vs. adults) and the country(ies) that your visiting determines the rates. 800-605-5024
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Disability Insurance covers loss of income if you can't work due to injury or sickness. This is can be used to cover individual income, or business overhead, etc. DI is amazingly complicated, requiring multiple phone calls, and conversations. Also, If you're not in California, I will refer you out to a local agent.
As an independent contractor and a rugby player, Kevin's insurance package was a godsend: no more waiting at the County General Hospital, no more scrounging for money to cover basic health expenses, no more worrying if the next ruck would break my leg. Here was comprehensive health coverage at a reasonable price!
I was initially wary of a non-traditional plan, but Kevin has been there every step of the way to answer my questions and help me through dealing with the health care industry beauracracy. With my RuckingInsurance health plan, I can play rugby with the confidence that no matter what, I'm covered. Thanks Big Money Kev!
--Drew G., San Francisco, CA
Life Insurance: How much are you worth dead?
If you have a family, use quickquote.com for your life insurance. Call me for a quick numbers consultation. Use the web to get quotes, and any company A rated or better is fine. I don't do estate planning, but I can refer you out.
As always, call me at 800-605-5024 for a full set of details.Disability Insurance covers loss of income if you can't work due to injury or sickness. This is can be used to cover individual income, or business overhead, etc. DI is amazingly complicated, requiring multiple phone calls, and conversations. Also, If you're not in California, I will refer you out to a local agent.
As always, call me at 800-605-5024 for a full set of details.Disability Insurance covers loss of income if you can't work due to injury or sickness. This is can be used to cover individual income, or business overhead, etc. DI is amazingly complicated, requiring multiple phone calls, and conversations. Also, If you're not in California, I will refer you out to a local agent.
