Health Insurance Option Details for Ruggers

Like a scrum-up or kick-back penalty, two basic health insurance solutions apply to most Rugby players:

New Solution #1

Individual/family health insurance policies (that you purchase yourself, like auto insurance) are better for most ruggers, especially since they're healthy and usually less than 60 years old: Why?

Safer: Individual/family health insurance isn't dependent on an employer, so you don't lose your health insurance if you lose your job.
Less Expensive: The cost is about one-half (or less) the price of an employer-sponsored group plan for similar coverage (low deductible/doctor co-pay). Many players will pay less for high-quality individual/family health insurance than they are currently paying in monthly contributions to their employer plan.

New Solution #2

For most Ruggers who are healthy, high-deductible health insurance, which is required to open a Health Savings Account (HSA), is better than a low-deductible plan. It is better for most players because:

Let's you save what you don't spend: Whatever you don't spend each year is saved and invested tax-free in your Health Savings Account for future medical expenses or retirement.
Is far less expensive: The average cost of high deductible, HSA-qualified health insurance is only $92 per month for a single person, nationwide--about half the price of similar low-deductible/co-pay plans. This means thousands of uninsured Rugby Players can now AFFORD health insurance. In addition, they get to make tax-deductible contributions to their HSAs!

Combine an HSA-qualified Health Insurance plan with our Accident Coverage, and Chiro/Dental/Vision and you'll be able hit every Ruck with a total disregard for personal safety!

To discuss your needs firsthand with a live rugger, call us at 800-605-5024, email us, or fill out our contact form.